MSME Fiji
MSME Fiji is responsible for formulating, implementing and enhancing policies and strategies for the development of micro, small and medium enterprises (MSMEs).
In particular, MSME Fiji facilitates business training, business advisory and access to finance. MSME Fiji is also responsible for monitoring and evaluating of the implementation of MSME-related projects.
For more information on the roles and responsibility of MSME Fiji please find more information in the policy framework below:
Click Here to view MSME Policy Framework.
Click Here to view 5 year MSME Strategic Plan.
Programmes
In addition to the services above the Ministry also administers the livelihood programmes which provides financial assistance to MSME’s who meet the relevant criteria. Please find links below on the different livelihood assistance programmes available:
Young Entrepreneurship Scheme
National Export Strategy
Nothern Development Programme
Integrated Human Resourse Development Programme
Trade Enhancement Program
ACCESS TO BUSINESS FUNDING ACT (‘ACT’)
The Act was passed in Parliament in March 2025 to introduce innovative financing mechanisms to allow businesses to raise funds. The Act introduces three innovative fundraising options for registered businesses:
An Implementation Taskforce has been established to:
- identify and propose the legal and administrative processes needed to implement the Act;
- recommend the development and sequencing of implementation measures; and
- lead policy dialogue and raise awareness on the Act with government, the regulator, private sector agencies, the public and the media.
ACCESS TO BUSINESS FUNDING (SMALL OFFER) REGULATION 2025
Latest Update: Beginning on 1 December 2025, the Small Offer arrangements under the Access to Business Funding Act will come into effect, alongside the commencement of the Access to Business Funding (Small Offer) Regulation 2025.
This will allow small businesses to issue up to $2 million in equity each year. Peer to peer lending and equity crowdfunding are expected to be available as soon as suitable fintech platforms are established.
The Act can be accessed here.
The Access to Business Funding (Small Offer) Regulation 2025 can be accessed here.
Small Offer Brochure can be accessed here.
Small Offer Process: The following process flow has been created to assist businesses to understand what is required in order to undertake a small offer under the Access to Business Funding Act.
Resources and Support:
- Read the Guidance Note: The Guidance Note for Small Offers under Sub-Regulation 3 of the Access to Business Funding (Small Offer) Regulation 2025 outlines the compliance and preparation requirements for making an offer. The note can be accessed here: Small Offers Guidelines
- Contact the Reserve Bank of Fiji: For further information or clarification, please contact Mr Sailasa Vadiga, Manager Policy and Research Unit, on email sailasa@rbf.gov.fj or Mr Sakiusa Nabou, Manager Financial System Development, on email sakiusa@rbf.gov.fj
- Contact MSME Fiji Unit: For further information or clarification, please contact MSME Fiji Unit on MSME Helpline on 163, Viber on 9986014 or email: support@msme.mcttt.gov.fj
Warning: Providing false information to Government is an offence under the False Information Act 2016. If you are found guilty of providing false information to Government, you may be fined up to $20,000 or sentenced to imprisonment for up to 10 years.
LAUNCH OF REQUEST FOR PROPOSAL FOR THE DESIGN AND DEVELOPMENT OF FIJI’S FIRST PEER TO PEER LENDING PLATFORM
The Ministry, together with the Reserve Bank of Fiji (RBF) and the Asian Development Bank’s Pacific Private Sector Development Initiative (PSDI), has today issued a Request for Proposals (RfP) for the design and development of Fiji’s first peer-to-peer (P2P) lending platform for MSMEs.
Issued through the Fiji Innovation Hub, the RfP is made possible through the Access to Business Funding Act 2025, new legislation passed last year to enable three new avenues for MSMEs to access finance. It invites qualified fintech companies, software developers, credit providers, and other relevant players, including consortia, to submit proposals for the design of a secure, scalable, and user-friendly P2P lending platform.
The P2P lending platform, common in other countries yet new in Fiji, is a pioneering step towards building an alternative finance ecosystem to address critical financing gaps for MSMEs. P2P lending can reduce the barriers, time, and costs associated with traditional lending for MSMEs by connecting businesses directly with lenders via a secure digital platform.
The successful respondent will establish and operate this platform as an independent, fully commercial financial intermediary licensed by the RBF under the Act.
The RBF seeks respondents with strong technical capability, sound governance, and a clear commercial strategy, as well as a willingness to work closely with regulators to build a sustainable, secure, and compliant P2P lending market in Fiji.
The deadline for proposal submissions is 13 March 2026 at 5:00pm Fiji time. Full RfP documentation, including scope of work, eligibility criteria, and submission requirements can be accessed here.
The Responses to Questions on Request for Proposal can be found here
Draft Access to Business Funding (Crowdfunding Service and Peer to Peer Lending Services) Regulations for Consultation can be found here